Contact Us

T: 01768 867118
E: [email protected]

Mardale Road
Penrith
Cumbria
CA11 9EH

Providing finance to businesses across Cumbria

Business Finance Cumbria provides loan finance to businesses across Cumbria and surrounding rural regions. Funding is available from £25,001 up to £150,000 for a variety of business needs including working capital, growth, equipment and premises.

Established in 2004, we are a local, independent organisation which is not bound by national policy with all lending decisions being made at our Penrith office. Our experience and knowledge of the unique characteristics of the regions we cover, means we understand the business community here and don’t conform to a “one size fits all” approach.

Business Finance Cumbria is a not-for-profit organisation; all returns on investment go back into the fund to be re-invested in local businesses.

We work closely with banks and other lenders. Sometimes this is because their customers don’t fit their lending criteria and they are referred to us to see if we can help, or to put together joint funding packages where one or both parties are unable to commit the full amount. We also work with corporate finance advisors, accountants and other professionals to put together investments for their clients.

Please get in touch to see how we can be of help.

T: 01768 867118
E: [email protected]

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Cumbria Coaches Louise McQuillin-Blair (correct) ©Sheenah Alcock Photography

How we can help.

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March 2026 Newsletter

Bringing our financial year to a close, we’ve had another busy month which you can read all about in our newsletter below. We’re really looking forward to the year ahead and sense there is a strong demand for our service of simple, flexible, local finance provided by a team that lives in Cumbria and understands … Continued
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Celebrating the 2026 Cumbria Food Awards

We’re pleased to share that we were once again a sponsor at the 2026 Cumbria Food Awards, supporting the Casual Dining category — one of the most dynamic, creative and highly anticipated sections of the entire event. The awards, as in previous years, continue to shine a spotlight on the exceptional businesses, producers and hospitality … Continued
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